TIJORAT BANKLARI XIZMATLARINI RIVOJLANTIRISHDA SUNʼIY INTELLEKT TEXNOLOGIYALARINING O‘RNI
PDF

Ключевые слова

sunʼiy intellekt, tijorat banklari, raqamli bank modeli, innovatsion bank xizmatlari, mashinaviy o‘rganish, katta ma’lumotlar, intellektual tahlil, strategik boshqaruv, bank xizmatlari sifati, mijozlarga yo‘naltirilganlik, risklarni baholash, moliyaviy barqarorlik, raqamli transformatsiya, bank raqobatbardoshligi, moliyaviy innovatsiyalar.

Аннотация

Ushbu tezisda tijorat banklari xizmatlarini rivojlantirish jarayonida sunʼiy intellekt texnologiyalarining tutgan o‘rni va strategik ahamiyati yoritilgan. Tadqiqotda sunʼiy intellektning bank xizmatlarini modernizatsiya qilish, boshqaruv qarorlarini takomillashtirish hamda mijozlarga yo‘naltirilgan innovatsion xizmatlarni shakllantirishdagi roli tahlil qilinadi.

Shuningdek, sunʼiy intellekt texnologiyalarining tijorat banklari raqobatbardoshligini oshirish va raqamli bank modelini shakllantirishdagi ahamiyati asoslab beriladi. Tezis natijalari bank tizimida innovatsion yondashuvlarni joriy etish va xizmatlar samaradorligini oshirishga qaratilgan ilmiy-amaliy xulosalarni o‘z ichiga oladi.

PDF

Библиографические ссылки

Mishkin, F.S. (2019). The Economics of Money, Banking and Financial Markets. 12th ed. Pearson Education.

Saunders, A., Cornett, M.M. (2021). Financial Institutions Management: A Risk Management Approach. 10th ed. McGraw-Hill Education.

Fabozzi, F.J. (2020). Capital Markets: Institutions and Instruments. 5th ed. Pearson.

Brynjolfsson, E., McAfee, A. (2017). Machine, Platform, Crowd: Harnessing Our Digital Future. W.W. Norton & Company.

Gomber, P., Koch, J.-A., Siering, M. (2017). Digital finance and fintech: current research and future research directions. Journal of Business Economics, 87(5), 537–580.

Vives, X. (2019). Digital disruption in banking. Annual Review of Financial Economics, 11, 243–272.

Basel Committee on Banking Supervision (BCBS). (2021). Sound Practices: Implications of fintech developments for banks and bank supervisors. BIS.

World Bank. (2020). Artificial Intelligence in the Financial Sector. Washington, DC.

McKinsey & Company. (2021). The State of AI in Banking. McKinsey Global Institute Report.

Deloitte. (2022). AI in Financial Services: Transforming the Banking Value Chain. Deloitte Insights.

Accenture. (2020). Banking Technology Vision: AI and the Future of Banking. Accenture Research.

OECD. (2021). Artificial Intelligence, Big Data and the Financial Sector. OECD Publishing.

Vahobov, A., Bazarov, R. (2020). Bank xizmatlarini raqamlashtirishning nazariy va amaliy jihatlari. Iqtisodiyot va innovatsion texnologiyalar, 4, 45–53.

Otaxonova, S. (2021). Tijorat banklarida risklarni boshqarishda raqamli texnologiyalardan foydalanish. Moliya va bank ishi, 2, 66–72.

Markaziy banki O‘zbekiston Respublikasi. (2023). Bank tizimini raqamlashtirish va innovatsion rivojlantirish yo‘nalishlari. Toshkent.