Ключевые слова
Аннотация
Ushbu tezisda iste’mol krediti bozorining barqaror rivojlanishida aholining moliyaviy savodxonlik darajasining o‘rni tahlil qilinadi. Moliyaviy savodxonlik kredit majburiyatlarini anglash, moliyaviy risklarni baholash va oqilona qarorlar qabul qilishning muhim omili sifatida ko‘rib chiqiladi. Tadqiqotda moliyaviy bilimlar yetarli bo‘lgan aholining kreditlardan mas’uliyatli foydalanishi kredit bozorida barqarorlikni kuchaytirishi, aksincha, savodxonlik past bo‘lgan sharoitda ortiqcha qarzdorlik va moliyaviy beqarorlik xavfi ortishi asoslab beriladi. Tezis iste’mol krediti bozorini rivojlantirish jarayonida moliyaviy savodxonlikni oshirishni ustuvor yo‘nalish sifatida belgilash zarurligini ta’kidlaydi.
Библиографические ссылки
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