Abstract
Ushbu maqolada tijorat banklarining muammoli kreditlarni boshqarishda qo'llaniladigan zamonaviy usullar tahlil qilingan. Shuningdek, muammoli kreditlarni samarali boshqarish uchun qo'llaniladigan zamonaviy yondashuvlar, jumladan kredit monitoringi, restrukturizatsiya, aktivlarni boshqaruvi kompaniyalari faoliyati va raqamli texnologiyalardan foydalanish masalalari ko'rib chiqilgan. Tahlil natijalari asosida O'zbekiston tijorat banklari uchun muammoli kreditlarni boshqarishning samarali tizimini shakllantirish bo'yicha tavsiyalar ishlab chiqilgan.
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