Keywords
Abstract
Ushbu maqolada bank tizimining moliya tizimidagi ahamiyati, uning asosiy funksiyalari va tuzilishi tahlil qilinadi. Bank tizimi moliyaviy resurslarni samarali taqsimlash, iqtisodiyotni kreditlash, to’lov tizimini tashkil etish va davlatning pul kredit siyosatini amalga oshirish kabi vazifalarni bajaradi. Ikki darajali bank tizimi – Markaziy bank va tijorat banklari o’zaro uyg’unlikda faoliyat yuritib, moliya tizimining barqarorligini ta’minlaydi. Shuningdek maqolada bank tizimining investitsiyalarni rag’batlantirish, iqtisodiy o’sishga ko’maklashish va pul aylanishini boshqarishdagi o’rni yoritilgan. Bank tizimining samarali faoliyati mamlakat iqtisodiy barqarorligini va moliyaviy rivojlanishini ta’minlovchi asosiy omillardan biri hisoblanadi.
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