Ключевые слова
Аннотация
Tezisda raqamli iqtisodiyot sharoitida tijorat banklarida kredit riskini kechikish yuzaga kelishidan oldin aniqlash uchun sun’iy intellektdan foydalanishning tashkiliy-uslubiy mexanizmi taklif etiladi. O‘zbekiston bank tizimining ochiq statistikasi va xalqaro ilmiy manbalar asosida kredit, hisob-kitob va monitoring tizimlari ma’lumotlarini yagona raqamli platformada integratsiyalash, xulqiy belgilarni shakllantirish, izohlanuvchi modelni validatsiya qilish hamda signalni boshqaruv qaroriga aylantirish jarayonlari asoslangan. Mexanizmning samarasi faqat model aniqligi bilan emas, ma’lumotlar almashinuvi tezligi, riskni oldindan aniqlash davri va kredit monitoringi xarajatlarining qisqarishi bilan baholanadi.
Библиографические ссылки
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O‘zbekiston Respublikasi Prezidentining 2024-yil 14-oktabrdagi PQ-358-son qarori. “Sun’iy intellekt texnologiyalarini 2030-yilga qadar rivojlantirish strategiyasini tasdiqlash to‘g‘risida”. – Qonunchilik ma’lumotlari milliy bazasi, 2024. – URL: https://lex.uz/docs/-7158604.