Ключевые слова
Аннотация
Mazkur ilmiy maqolada tijorat banklari faoliyatida komplayens (muvofiqlik) nazorat tizimining ahamiyati, uning zamonaviy moliyaviy tizimdagi roli, dolzarb muammolari va takomillashtirish yo‘nalishlari chuqur tahlil etiladi. Komplayens – bu bankning barcha operatsiyalari va faoliyat yo‘nalishlari qonunchilikka, xalqaro standartlarga va ichki siyosatga muvofiqligini ta’minlashga qaratilgan tizimli yondashuv bo‘lib, maqolada ushbu tizimning konseptual asoslari, vazifalari va funksiyalari keng yoritilgan.
Tadqiqotda O‘zbekiston tijorat banklarida komplayens bo‘linmalarining tashkiliy tuzilmasi, ularning mustaqilligi, mavjud texnik va kadr salohiyati, shuningdek, regulyator talablariga javob berish darajasi o‘rganilgan. Tahlil natijalari komplayens funksiyasining ayrim hollarda nazorat va audit bo‘linmalari bilan chalg‘ishib ketishi, riskga asoslangan yondashuvning yetarlicha tatbiq etilmasligi va zamonaviy axborot tizimlarining yetishmasligi kabi muammolar mavjudligini ko‘rsatdi. Umuman olganda, maqola komplayens nazorati orqali bank faoliyatida qonuniylik, shaffoflik, moliyaviy barqarorlik va xalqaro ishonch muhitini shakllantirish yo‘lida muhim ilmiy-amaliy asos bo‘lib xizmat qiladi. Mazkur izlanish banklar boshqaruvi, ichki nazorat tizimlari va moliyaviy xavfsizlikni ta’minlashga qaratilgan kompleks yondashuvlarni taklif qiladi.
Библиографические ссылки
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